Table of Contents
Send, Accept and Settle Documents
Transaction BETPAY
This transaction is either used to send documents (without settlement), which have been presented and checked, or to send and settle those documents at the same time. This procedure is controlled via the checkbox “Take up Documents now”. Document sets with discrepancies are handled via the transaction“ Processing Discrepant Documents”.
If sight documents are paid in full, the contract is closed and the closing date set at today's date.
Checking the “Without Payment/Deliver Value-Free” checkbox indicates that the collection is to be settled value-free. The collection is then settled instantly without payment. Detailed information on this option can be found under “Free of Payment”.
If 'mixed payment' documents are presented, the sight proportion of the total amount can be settled directly in this transaction. The user has to enter the sight proportion in the “Amount Settled” field. The difference to the total amount is then entered as a liability, which is due at a later date. The user then enters the due date and any splitting of the usance amount into several liabilities on the “liability” panel.
Settlement of a sight proportion in a 'mixed payment' document set can either be temporary or final. If the settlement is final, liability and settlement bookings for the sight proportion are generated directly with this transaction and any relevant messages are sent to the receiver.
If, however the settlement is temporary, the internally booked liability or the liability proportion credited on the Guarantee side for the sight proportion remains unchanged in the transaction. Amounts are only debited on the liability side when the sight proportion is finally settled. Final settlements are effected using the “Settle Usance Documents at Maturity” transaction.
Adding Export Loans or Advance payments (sight documents)
With sight documents, the “Take up Documents now” checkbox has to be checked on the “Send Documents” panel for the document set.
Only then these financing options are possible.
- “Create Financing” checkbox can be checked on the “Funds Settlement” panel. Loan details can be entered on the respective panel.
- “Create Advance” checkbox can be checked on the “Funds Settlement” panel. Advance details can be entered on the respective panel.
Repaying a Packing Credit in an Export Document Set
If a packing credit has been added to this L/C, this has to be repaid in this transaction, if the documents have been accepted (the “Take up Documents now” checkbox needs to be checked).
Repayment with sight documents
With sight documents, the relevant packing credit amount is deducted from the amount credited to the presenting party. The residual amount (if there is any) is paid out. The loan liability is correspondingly reduced.
With sight documents, advance is credited to the presenting party and “DPF” liability along with “FIN” liability is created on the Issuing bank. The liability will be reduced accordingly when the advance is paid.
Repayment with usance documents
If usance documents are accepted in the transaction, the provisional settlement takes account of the repaid packing credit and informs the presenting party of the reduced settlement amount. The loan account is credited at the date of maturity in the “Settle Usance Documents at Maturity” transaction when the documents have been settled. Further details on the topic can be found under “Loan”.
If usance documents are accepted in the transaction, and if “create advance” is opted then advance amount is credited to the presenting party and “DPF” liability along with “FIN” liability is created on the Issuing bank. The finance account for an advance is credited at the date of maturity in the “Settle Usance Documents at Maturity” transaction when the documents have been settled. The corresponding liabilities are then closed accordingly. Further details on the topic can be found under “Advance”.
Assignments
Detailed information on the processing of assignments can be found under: 'Assignments'.
Syndications
Furthermore, syndications can be handled on the panel of the same name. Detailed information about syndications can be found under “Participations Sold (Syndications)”.
Requirements
An existing Export L/C Document Set contract which is open and not closed.
If documents have already been forwarded to issuing party, taking up of documents must be outstanding.
The document set may not have been refused and returned.
An existing Export L/C contract which is issued and not closed.
The number of utilizations must be less than 999.
Incoming Messages
| Channel | Description | MT | Description | Comment |
|---|---|---|---|---|
| S | SWIFT | 752 | Authorization to Pay/Accept/Neg |
For incoming allNETT / RIVO messages see Overview of Incoming messages - allNETT / RIVO.
Transaction Control
Fees
If sight documents are to be settled (i.e. if the “Take up Documents now” checkbox has been checked), all fees not yet settled for the contract are transfered to the Settlement Panel and set to 'Settle now'.
| Fee Code | Set as Default | Units | from | until | Comment |
|---|---|---|---|---|---|
| BEFHAN | Yes | 1 | today | today | If “Take up Documents now” not filled |
| BEFSET | Yes | 1 | today | today | If “Take up Documents now” filled |
Commissions
Results of this Transaction
Diaries
For more information see TRNDIA Diaries.
| Action | Description | Diary | Follow-up Transaction | Comment |
|---|---|---|---|---|
| Replace | Send Reimbursement Claim (MT 742) | Maturity Date - 10 Working Days | Reimbursement Claim | If there is no Reimbursement Claim, but a Reimbursement Bank exists. |
| Completed | If date 'Received on' is not empty, the diary set in 'Advising Documents'(LETDAV) is set to done | |||
| Create | Repayment Notice of “Finance Type (e.g. Export Loan)” | Maturity Date - 1 Working Day | Repaying a Loan | If “Create Finance” is filled. |
| Create | Past Due of “Finance Type (e.g. Export Loan)” | Contract is at the Past Due stage (Maturity + Grace days if any) | Past Due Loan | If “Create Finance” is filled. |
| Create | Expired | Maturity date | Common Messages | if “Create Advance” is filled and “due date” is not empty |
| Replace | Advance past due | Maturity date + 1 Working Day | Repayment / Recourse | if “Create Advance” is filled and “due date” is not empty and “Recourse” checkbox is set |
| Replace | Advance (without recourse) will be past due | Maturity date - 5 Working Days | Settling an Advance | if “Create Advance” is filled and “due date” is not empty and “Recourse” checkbox is not set |
Updating/Storing of Amounts (CBS)
If the 'Accept documents directly' checkbox has been checked, the open amount of the documents set is reduced.
Liability (LIA)
If sight documents are taken up (i.e. if the 'Take up Documents now' checkbox has been checked), amounts posted in the L/C and the document set are then reduced by their 'sight' component.
If usance documents are accepted, the deferred payment is recorded in the liability indicating the date(s) of maturity. The obligation booked under the L/C is not paid at this point of time.
Outgoing Correspondence
Details on creation of messages can be found under DOCEOT Messages. For outgoing allNETT / RIVO messages see Overview of Outgoing messages - allNETT / RIVO.
Assignment Messages and messages concerning Participations Sold (Syndications) will be created.
Reimbursement Claim messages are created under certain conditions.
| Name of Message | Receiver | Message ID | SWIFT | SWIFT Score | TCO | DTA/DTE | Bolero | allNETT | Comment |
|---|---|---|---|---|---|---|---|---|---|
| MT752 Authorisation | 2nd Advising Bank | BETA2B1 | 752 | 751 | |||||
| Document Presentation 1st Mail | Payer | BETAPL1 | As the actual document is 'attached' to this message, the messages is always sent as a letter, regardless of whether the recipient has SWIFT or any other electronic means of receiving messages. These messages can be suppressed on the Message Details panel if the documents have already been sent using the 'Send Documents' transaction. As an alternative, the documents can also be sent to another recipient. To do this, check the 'Send documents to another address' checkbox on the Instr./Discrep. panel. Here, another recipient can be selected using the 'Receiver of Documents' combobox. Both messages are only generated when the Combobox 'Further Handling' is set to 'Send Documents' or 'Send and Accept/ Settle Documents'. |
||||||
| Document Presentation 2nd Mail | Payer | BETAPL2 | |||||||
| Advice of Paym./Accept./Negotiation | Payer | BETISS2 | 754 | T54 | This message is generated when the documents are taken up in this transaction. | ||||
| Advice of Discharge | Presenting Party | BETPRB1 | 732 | 731/732 | The message is only created if the 'Create Advice of Discharge (e.g. MT 732) checkbox has been checked. The checkbox can only be checked once the document set has been taken up. | ||||
| Acknowledgment with Maturity Information | Presenting Party | BETPRB2 | 775 | 775 | 496 | ||||
| Acknowledgment and Settlement | Presenting Party | BETPRB3 | 758 and/or 755 | 780 | 780 | 417 | Score MT 758 is created for sight payments. The Score MT 755 is created for deferred payments. The TCO / DTA MT 780 will be generated only in case the settlement for the receiver is done in one currency only. In case the settlement is done in multiple currencies, the MT 780 is converted automatically into a free format message MT x99. |
||
| Acknowledgment for Documents | Presenting Party | BETPRB4 | 730 | 753 | 770 | 770 | 486 | This message is only sent if it has not been sent in a previous transaction. If the user has checked the 'Create MT752' (Authorization to Pay, Accept or Negotiate) checkbox, this is sent instead. | |
| Advice of Payment | Presenting Party | BETPRB8 | 758 | This message will only be created if the Document Type is set to “Mixed Payment Bills”. |
Release
Signature required
Transaction Panels
Send Docs.
Instr./Discrep.
Document Instructions
Funds Settlement
Advance Details
Interest Details
Financing Details
Interest Details
Overview
Advice of Discrepancy
Advice of Payment
Advice Details
allNETT Fields
Assignment
Participation Sold
Liability
Settlement Details
Settlement
Bookings
Cash Cover
DTAEA Fields
DTALC Fields
Completion
Incoming Tag 72/79
Messages
Compliance
Attachments
Interest Details
Fee Conditions
DTAG Fields
Shipment Details
Overview
Parties
Interest Details
Advance Others
Send Docs.
Datafields
| Datafield | Description |
|---|---|
| Own Reference | cf Appendix A, Table BED field OWNREF |
| Own Reference | cf Appendix A, Table LED field OWNREF |
| Currency | cf Appendix A, Table CBB field CUR |
| Maximum Amount | cf Appendix A, Table CBB field AMT |
| Currency | cf Appendix A, Table CBB field CUR |
| Open Amount | cf Appendix A, Table CBB field AMT |
| Document Type | cf Appendix A, Table BED field DOCTYPCOD |
| Maturity Date | cf Appendix A, Table BED field MATDAT |
| Date of Receipt of Documents | cf Appendix A, Table BED field RCVDAT |
| Presentation Date | cf Appendix A, Table BED field PREDAT |
| Document Set Status | cf Appendix A, Table BED field DOCSTA |
| Currency | cf Appendix A, Table CBB field CUR |
| Open Amount | This field contains the amount which is still available under the letter of credit. cf Appendix A, Table CBB field AMT |
| Name | cf Appendix A, Table PTS field NAM |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
| Name | cf Appendix A, Table PTS field NAM |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
| Name | cf Appendix A, Table PTS field NAM |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
| Copies in 1st Mail | This field contains the number of documents in figures to be sent with the first mail. If documents are to be sent with one mail only, insert the total number of each document in this column. |
| Copies in 2nd Mail | This field contains the number of documents to be sent by second mail (if any) |
| Document Description | This field contains the kind of document to be mentioned in the document specification. Either select a document from the selection list or enter the document manually. |
| Accept Documents Now | cf Appendix A, Table BED field ACPNOWFLG |
| Close Contract | Checking this box closes the current contract. |
| Book out Peak Amount | A “peak amount” is understood to be the remaining liability balance under a Letter of Credit that remains unutilized after payment of documents. The checkbox “Book out Peak Amount” can be activated when documents are taken up. If set, the application checks the contract for other pending document sets and calculates the liability amount which should be booked out under the Letter of Credit. The calculation of the amount is displayed in the warnings for the user. |
| Close L/C | Checking this box closes the Letter of Credit. |
| Reduce Confirmation Liability | cf Appendix A, Table BED field CANCNF |
| Payer | cf Appendix A, Table BED field DOCPYRROL |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
| Presented by | cf Appendix A, Table BED field DOCPRBROL |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
Instr./Discrep.
Datafields
| Datafield | Description |
|---|---|
| Internal Discrepancies | cf Appendix A, Table BET field INTDIS |
| Discrepancies Modified | cf Appendix A, Table BET field DOCDISFLG |
| Discrepancies | cf Appendix A, Table BET field DOCDIS |
| Comments and Conclusions | cf Appendix A, Table BET field COMCON |
| Settlement Instructions (transaction field) | cf Appendix A, Table BET field SETINSBE |
| Send Documents to Another Address | cf Appendix A, Table BED field DOCROLFLG |
| Receiver of Documents | cf Appendix A, Table BED field DOCROL |
| Further Handling | This field allows to select further steps in the processing of documents received. |
| Documents on Approval Basis | cf Appendix A, Table BED field APPROVCOD |
| Date of Discrepancy Advice | cf Appendix A, Table BED field DISDAT |
Document Instructions
Datafields
| Datafield | Description |
|---|---|
| Instructions regarding Usance Documents | This field contains the instructions regarding handling of usance documents and will be used in the outgoing document presentation correspondence to the payer. |
| Additional Phrases | This field contains any additional information regarding the document set and will be displayed in the outgoing document presentation correspondence to the payer. |
Funds Settlement
Datafields
| Datafield | Description |
|---|---|
| Document Amount to be settled | The document is reduced by the reduction amount. |
| Currency | cf Appendix A, Table CBB field CUR |
| Document Amount Part | This field contains the document amount portion of the document set. Together with the content of the field “Additional Amount Part”, the settlement amount is calculated. |
| Additional Amount Part | This field contains the additional amount portion of the document set. Together with the content of the field “Document Amount Part”, the settlement amount is calculated. |
| Reduction Amount | This amount can be part of the document amount and reduces the settlement amount. |
| Free Of Payment | cf Appendix A, Table BED field FREPAYFLG |
Advance Details
Datafields
| Datafield | Description |
|---|---|
| Parent Reference | cf Appendix A, Table BPD field PNTREF |
| Own Reference | cf Appendix A, Table BPD field OWNREF |
| Responsible User | cf Appendix A, Table BPD field OWNUSR |
| Type of Financing | cf Appendix A, Table BPD field FINTYP |
| Special Type of Financing | cf Appendix A, Table BPD field FINSUBTYP |
| Type of Risk | cf Appendix A, Table BPD field FINRSKTYP |
| Recourse Flag | cf Appendix A, Table BPD field FINRECFLG |
| Percentage | cf Appendix A, Table BPD field PCTFIN |
| Currency | cf Appendix A, Table CBB field CUR |
| Maximum Amount | cf Appendix A, Table CBB field AMT |
| Opening Date | cf Appendix A, Table BPD field OPNDAT |
| Maturity Date | cf Appendix A, Table BPD field MATDAT |
| Interest days | cf Appendix A, Table BPD field INTDAY |
| draft serial number | cf Appendix A, Table BPD field DRWVOCNUM |
| Bill/ Usance Start Date | cf Appendix A, Table BPD field BACUSADAT |
| Standard tenor | cf Appendix A, Table BPD field BACSTDTEN |
| Currency of Financed Amount | cf Appendix A, Table BPD field FINCUR |
| Total amount advanced | cf Appendix A, Table BPD field FINAMT |
| Pay supplier | cf Appendix A, Table BPD field PAYSUPFLG |
| Drawdown method | cf Appendix A, Table BPD field ECRMET |
| Transport document of | cf Appendix A, Table BPD field ECRTRDDAT |
| Rate Definition | cf Appendix A, Table BPD field INTIRT |
| Currency | cf Appendix A, Table CBB field CUR |
| Nominal Amount | cf Appendix A, Table CBB field AMT |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Name | cf Appendix A, Table PTS field NAM |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Name | cf Appendix A, Table PTS field NAM |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Name | cf Appendix A, Table PTS field NAM |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
| Assignment of Proceeds | cf Appendix A, Table BPD field AOPFLG |
| Participation Sold Flag | cf Appendix A, Table BPD field SYNFLG |
Interest Details
Datafields
| Datafield | Description |
|---|---|
| Roll-Over Financing | cf Appendix A, Table BPD field ROLOVRFLG |
| Cash Base | cf Appendix A, Table BPD field CSHRAT |
| Liquidity costs | cf Appendix A, Table BPD field LQDRAT |
| Our margin | cf Appendix A, Table BPD field OWNRAT |
| Fixed price for total maturity | Alternative fixed amount for the total term to maturity. (instead of an interest rate for 'Our margin') |
| Interest Start Date | cf Appendix A, Table BPD field BEGINTDAT |
| Interest Due Date | cf Appendix A, Table BPD field ENDINTDAT |
| Grace Days | cf Appendix A, Table BPD field GRADAY |
Financing Details
Datafields
| Datafield | Description |
|---|---|
| Own Reference | cf Appendix A, Table TRD field OWNREF |
| Parent Reference | cf Appendix A, Table TRD field PNTREF |
| Responsible User | cf Appendix A, Table TRD field OWNUSR |
| Date Issued | cf Appendix A, Table TRD field ISSDAT |
| Type of Financing | cf Appendix A, Table TRD field FINTYP |
| Special type of financing | cf Appendix A, Table TRD field FINSUBTYP |
| Type of risk | cf Appendix A, Table TRD field FINRSKTYP |
| Recourse Flag | cf Appendix A, Table TRD field FINRECFLG |
| % Financed | cf Appendix A, Table TRD field PCTFIN |
| Currency | cf Appendix A, Table CBB field CUR |
| Maximum Finance Amount | cf Appendix A, Table CBB field AMT |
| Start Date Tenor | cf Appendix A, Table TRD field STTTENDAT |
| Maturity Date | cf Appendix A, Table TRD field MATDAT |
| Financing period | cf Appendix A, Table TRD field INTDAY |
| Roll-Over Financing | cf Appendix A, Table TRD field ROLOVRFLG |
| Base Rate | cf Appendix A, Table TRD field IRTCOD |
| Cash Base | cf Appendix A, Table TRD field CSHRAT |
| Liquidity costs | cf Appendix A, Table TRD field LQDRAT |
| Our margin | cf Appendix A, Table TRD field OWNRAT |
| Fixed price for total maturity | Alternative fixed amount for the total term to maturity. (instead of an interest rate for 'Our margin') |
| Total interest rate | Sum of interest costs + liquidity costs + our margin The total interest rate used to calculate the commission. |
| Interest Start Date | cf Appendix A, Table TRD field BEGINTDAT |
| Interest Due Date | cf Appendix A, Table TRD field ENDINTDAT |
| Grace Days | cf Appendix A, Table TRD field GRADAY |
| Surcharge Applied to Interest Rate | cf Appendix A, Table TRD field INTRAT |
| draft serial number | cf Appendix A, Table TRD field DRWVOCNUM |
| Pay supplier | cf Appendix A, Table TRD field PAYSUPFLG |
| Bill/ Usance Start Date | cf Appendix A, Table TRD field BACUSADAT |
| Standard tenor | cf Appendix A, Table TRD field BACSTDTEN |
| Currency of the financed amount | cf Appendix A, Table TRD field FINCUR |
| Financed amount (bankers acceptance) | cf Appendix A, Table TRD field FINAMT |
| Draw down method for ECR | cf Appendix A, Table TRD field ECRMET |
| Transport Document Date | cf Appendix A, Table TRD field ECRTRDDAT |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
| Information Finance Party | cf Appendix A, Table TRT field INFPTY |
| Goods Code (for Statistics) | cf Appendix A, Table TRD field STAGOD |
| Provide Shipment Details | cf Appendix A, Table TRD field SHPFLG |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
Interest Details
Datafields
| Datafield | Description |
|---|---|
| Pastdue Margin | cf Appendix A, Table TRD field PDURAT |
| Pastdue Total Interest rate | Sum of ('Cash Base' + 'Liquidity Cost' + 'Past Due Margin'). The Total Interest rate used to calculate Past due commission. |
Overview
Advice of Discrepancy
Datafields
| Datafield | Description |
|---|---|
| Additional Amount | cf Appendix A, Table CBB field AMT |
| Charges Deducted | cf Appendix A, Table BET field CHADED |
| Charges Added | cf Appendix A, Table BET field CHAADD |
| Currency of Total Amount to be Paid | cf Appendix A, Table BED field TOTCUR |
| Total Amount to be Paid | cf Appendix A, Table BED field TOTAMT |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
Advice of Payment
Datafields
| Datafield | Description |
|---|---|
| Date to be Paid | cf Appendix A, Table BED field TOTDAT |
| Narrative (TAG 77A of Incoming MT754) | cf Appendix A, Table BET field NARTXT77A |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
Advice Details
Datafields
allNETT Fields
Datafields
Compliance
Interest Details
Datafields
| Datafield | Description |
|---|---|
| Roll-Over Financing | cf Appendix A, Table TRD field ROLOVRFLG |
| Cash Base | cf Appendix A, Table TRD field CSHRAT |
| Liquidity costs | cf Appendix A, Table TRD field LQDRAT |
| Our margin | cf Appendix A, Table TRD field OWNRAT |
| Pastdue Margin | cf Appendix A, Table TRD field PDURAT |
| Interest Start Date | cf Appendix A, Table TRD field BEGINTDAT |
| Interest Due Date | cf Appendix A, Table TRD field ENDINTDAT |
| Grace Days | cf Appendix A, Table TRD field GRADAY |
DTAG Fields
Shipment Details
Datafields
| Datafield | Description |
|---|---|
| Shipment from | cf Appendix A, Table TRD field SHPFRO |
| Port of Loading | cf Appendix A, Table TRD field PORLOA |
| Port of Discharge | cf Appendix A, Table TRD field PORDIS |
| For Transportation to | cf Appendix A, Table TRD field SHPTO |
| Transport Document Type | cf Appendix A, Table TRD field TRPDOCTYP |
| Transport Document Number | cf Appendix A, Table TRD field TRPDOCNUM |
| Date of Transport Document | cf Appendix A, Table TRD field TRADAT |
| Mode of Transport | cf Appendix A, Table TRD field TRAMOD |
| Vessel Name | cf Appendix A, Table TRT field VESNAM |
| Identification of Goods | cf Appendix A, Table TRT field ROGGOD |
| Incoterm Version | cf Appendix A, Table TRD field INCTRMVER |
| Incoterm Code | cf Appendix A, Table TRD field INCTRMCOD |
Overview
Datafields
Parties
Datafields
| Datafield | Description |
|---|---|
| Address Block | cf Appendix A, Table PTS field ADRBLK |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
| Country Code (for Statistics) | cf Appendix A, Table BPD field STACTY |
| External Key | cf Appendix A, Table PTS field EXTKEY |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
| Reference for Address (Optional) | cf Appendix A, Table PTS field REF |
| Address Block | cf Appendix A, Table PTS field ADRBLK |
Interest Details
Datafields
| Datafield | Description |
|---|---|
| Roll-Over Financing | cf Appendix A, Table BPD field ROLOVRFLG |
| Cash Base | cf Appendix A, Table BPD field CSHRAT |
| Liquidity costs | cf Appendix A, Table BPD field LQDRAT |
| Our margin | cf Appendix A, Table BPD field OWNRAT |
| Interest Start Date | cf Appendix A, Table BPD field BEGINTDAT |
| Interest Due Date | cf Appendix A, Table BPD field ENDINTDAT |
| Grace Days | cf Appendix A, Table BPD field GRADAY |
Advance Others
