Unique internal ID of a record within the table. The INR is a text field that is created by retrieving the next valid entry from the counter ECD. The field INR is used to enable links from other tables to this table. It also links the two tables ECD and ECT as associated entries holding the same INR. Unique internal ID of a record within the table. The INR is a text field, which is created by retrieving the next valid entry from the counter of this table. The field INR is used to enable links from other tables to this table.

For contractdata the INR also links the two tables xxD and xxT as associated entries hold the same INR.

This field contains the reference number of the Export Finance. The reference number can have a maximum size of 16 characters. This field can be used to search for an Export Finance in the database.

This field holds the displayed descriptive name used in the application to describe the contract and to search for a contract. Within the default configuration this field is set by a default rule based on contract amount and main party and cannot be modified by the user.

This field holds the user ID of the person who is responsible for handling this contract.

This date field holds the date when the contract is physically added to the database. This may happen when the transaction 'New Request' is processed and saved. This date is also set during migration when a contract is added to the database. This date field identifies the date the entry was physically added to the database.

In case of a supplier's credit, this date specifies the date of the export agreement. For all other finance types, the date specifies the date of the loan agreement. If this field is set, the contract has been legally established between the bank and the customer. If the contract has been migrated, the opening date might be a date prior to the creation date, as the contract was legally binding before it was stored in the database. The field holds the opening/issuing date of the contract. If this field is set, the contract has been legally established and it might be used for business transactions. This date describes the point in time when this contract became legally binding. This might be a date prior to the creation date, when the contract was legally binding before it was stored in the database.

This field holds the INR of the transaction which opened/issued the contract.

This fields holds the closing date of a contract. If this field is set, the contract is closed and may no longer be used for transaction processing of business transactions. The date specifies the date when the closing took place. This fields indicates the closing date of a contract. If an entry has been made, the contract is closed and may no longer be used to process business transactions except special transactions like Settling Charges or Common Messages.

This date field specifies the last amortisation date of the export financing according to the account repayment schedule.

This field is defaulted with the country code of the sender of the Export Finance and therefore indicates the risk country of the EC. It is used for statistical reasons.

This field holds the version counter used to keep track of the history of an entry of this table. The individual versions are managed by entries in the SLG table.

This field holds the pointer on used Frame Agreement Data.

The business module export finance supports the handling of medium- and longterm export finances. The following finance types are available: - Buyer's Credit - Supplier's Credit - Consolidation Credit

A contract status is defined for each export loan handled in the application. This is mostly done based on predefined logic and checks and partly based on manual selection of the user (e.g. status change when processing a contract amendment). During processing the contract status is used to check whether transactions are executable or particular actions can be processed. The following status are available: - Request - Declined Request - Offer (→ when the Date of Approval is set for the contract and due diligence check has been executed) - Declined Offer - Unutilized - Declined Transaction - Partially Utilized - Fully Utilized - Amortized

A dossier (subcontract) can either have the status 'normal' or 'in change'.

This field specifies the delivery value as defined in the supply/ delivery contract concluded between the exporter and the importer.

This field specifies the Advance Payment Amount (Cash) as defined in the supply/ delivery contract concluded between the exporter and the importer. The amount should be deducted from the delivery value.

This field specifies the total amount of the Financed Amount (Bankportion) which is the delivery value plus / minus any advance or interim payments that are specified in the supply/ delivery contract concluded between the exporter and the importer.

This field specifies the Advance Payment Amount (Financed) as defined in the supply/ delivery contract concluded between the exporter and the importer. The amount should be added to the delivery value.

This field specifies the government portion of a buyer's credit (mixed financing). The amount should be deducted from the delivery value.

This field specifies the Interim Payment Amount (Financed) as defined in the supply/ delivery contract concluded between the exporter and the importer. The amount should be added to the delivery value.

This field specifies the Interim Payment Amount (Cash) as defined in the supply/ delivery contract concluded between the exporter and the importer. The amount should be deducted from the delivery value.

This field specifies any fees or premiums that are financed by the bank. The amount is added to the Financed Amount (Bankportion) in order to calculate the Credit Element.

The Credit Element specifies the total amount of the Financed Amount (Bankportion) plus any fees or premiums that are financed by the bank. The Credit Element is in the same currency as the delivery contract.

Thi field holds Currency of Original Amount

This field contains the type of goods shipped. The goods code is used to evaluate contracts by the type of goods. The codetable can be customized by the bank according to their needs.

The product type further specifies the selected finance type. The content of the combobox is defaulted according to the selected finance type.

The limit code further specifies the selected finance and product type. The content of the combobox is defaulted according to the selected finance and product type.

The credit type further specifies the selected finance type, product type and limit code. The content of the combobox is defaulted according to the selected finance type, product type and limit code. When a Credit Type '…. with Participation' is selected, the participation panel is visible.

Buyer and Supplier's Credit can be marked as Multi-Source Financing. Export of goods that benefit from the support of government export credit agencies usually have to be financed by a corresponding number of individual export credits. The reason for this lies in the fact that different regulations apply in many of the countries of destination.

The discounting flag is visible for supplier's credits. It is set by the user to identify that the export finance is discounted.

This flag can be set only if Type of Financing is not Consolidation Credit

This field contains the date of the last amendment which has been processed under the export financing. This field contains the date of the last amendment processed under the contract. If it is empty the contract is still in its original condition. This date is automatically updated by the relevant amendment transactions.

Contract status flag. If not empty, contract is reserved. That means, only a few basic fields have to be filled in.

This field specifies the date when the customer has passed his instructions to the bank. It is used for all finance types and must be entered when the transaction 'New Request' is stored for the first time.

This field specifies the percentage of the delivery value. It is always 100% when a delivery value is entered.

This field specifies the percentage of the Credit Element which is calculated against the delivery value.

This field specifies the percentage of the Financed Amount (Bankportion) Amount which is calculated against the delivery value.

This rate is calculated by the application if the currency of the Credit Element differs from the currency of the Maximum Limit Amount. It is a fix/ static rate that serves for information purposes only. No conversion is done with daily exchange rates.

This field holds the name of the project (pre-opening)

This field holds contract reference used for example in static data Frame Agreement Data (ERK) either.

The financed goods can only be entered when handling a buyer's or supplier's credit. Either by selecting the matching value from the list or by typing individual values. The combobox values available for selection are defined in the external codetable (ECGOOD) which can be configured in the 'Codetable Handling' transaction (SYSTBL).

This field specifies the percentage of the Advance Payment (Cash) Amount which is calculated on the delivery value.

This field specifies the percentage of the Advance Payment (Financed) Amount which is calculated on the delivery value.

This field specifies the percentage of the Interim Payment (Cash) Amount which is calculated on the delivery value.

This field specifies the percentage of the Interim Payment (Financed) Amount which is calculated on the delivery value.

This field specifies the percentage of financed fees and premiums which are calculated against the delivery value.

This field specifies the percentage of the government portion which is calculated on the delivery value.

This field specifies the External Interest Amount under a supplier's credit.

The Own Take Amount is specified in the same currency as the delivery contract.

This field specifies the percentage of the Bank's Own Take which is calculated against the maximum limit amount.

The IDC Amount reflects the interest that occurs during the construction phase. It is calculated into the Credit Element of the export finance but the IDC Amount can not be utilized/ drawn under the finance.

This rate is calculated by the application if the currency of the Own Take differs. It is a fix/ static rate that serves for information purposes only. No conversion is done with daily exchange rates.

This field is used to store the number of amendments made to the contract so far. This field is automatically updated from the relevant amendment transaction.

If flag “Discounting” is set, this field holds the discounted amount

This field specifies the percentage of the IDC Amount which is calculated against the delivery value.

This field specifies any fees or premiums that are financed by the bank converted into the currency of the export financing. The amount is added to the Financed Amount (Bankportion) in order to calculate the Maximum Limit Amount.

This date specifies the date when the internal approval has been received. It is set when the credit request is approved by the credit officer.

This specifies the date when the bank has given a binding offer to the customer.

This date specifies the date when the offer has been accepted by the exporter/ borrower.

This specifies the date up to which the bank is bound to the offer.

This specifies the date when the handover protocol is completed and the contract is passed from the front office department ('origination') to the middle office ('servicing').

This date specifies the date of the first drawdown as specified in the account repayment schedule.

This date specifies the date of the last drawdown as specified in the account repayment schedule.

This field holds the user maintancing the contract

This field specifies the reason why a contract has been refused/ closed.

When this flag is set, the IDC Amount (Interest During Construction) can be entered on the Amount Details panel. Otherwise the IDC Amount is invisible on the panel.

The IDC Amount reflects the interest that occurs during the construction phase. It is calculated into the Credit Element of the export finance but the IDC Amount can not be utilized/ drawn under the finance.

In case of a buyer's credit, this date specifies the date of the 'Exporter Agreement'.

This field contains the text Label for Date of Exporter Agreement

This field is defaulted to 30 days when a buyer's credit is handled. It can be modified by the user.

This field is defaulted to 30 days when a buyer's credit is handled. It can be modified by the user.

This field holds number of days for Payment Borrower Commission

This field holds number of days for Payment Exporter Principal

This field holds number of days for Payment Exporter Interest

This field holds number of days for Payment Exporter Commission

This field is defaulted to 30 days when a buyer's credit is handled. It can be modified by the user.

This field is defaulted to 30 days when a buyer's credit is handled. It can be modified by the user.

This field holds number of days for Payment Participation Commission

If checked, the current Export financing is a roll over EC. That means, that the interest rate is adjusted from time to time.

This field holds the kind of fixing of margin exporter

This field contains the margin of the bank on Dossier panel

This field contains the margin of the Exporter on Dossier panel

This field contains the Skim Participation on Dossier panel

This field holds the kind of fixing of margin bank

This field contains number of days for Payment Borrower Drawdown

This field contains number of days for Payment Exporter Drawdown

This field contains number of days for Payment Participation Drawdown

This field specifies the number of days when a suspension posting for the repayment should be done. The user can enter values between 0 and 5 in this field. The value 0 means that the suspension posting must be booked on the due date of the repayment. The value 5 means that the suspension booking is done 5 days after the due date.

The Own Take Amount converted is specified in the system currency.

The Residual Credit Risk Principal specifies the remaining risk (in percent) of the bank that is not covered by any collaterals of type 'risk mitigation'.

The Residual Credit Risk Interest specifies the remaining risk (in percent) of the bank that is not covered by any collaterals of type 'risk mitigation'.

The Residual Country Risk Principal specifies the remaining risk (in percent) of the bank that is not covered by any collaterals of type 'risk mitigation'.

The Residual Country Risk Interest specifies the remaining interest risk (in percent) of the bank that is not covered by any collaterals of type 'risk mitigation'.

This field specifies the currency of External Interest Amount under a supplier's credit.

This field specifies the applicable law of the loan agreement. Default values as defined in the external codetable ECDLAW can be selected from the list. It is also possible to enter other values.

This field specifies the applicable law of the export agreement. Default values as defined in the external codetable ECDLAW can be selected from the list. It is also possible to enter other values.

This field specifies the applicable law of the delivery contract. Default values as defined in the external codetable ECDLAW can be selected from the list. It is also possible to enter other values.

This field specifies the place of jurisdiction of the loan agreement. Default values as defined in the external codetable ECDJUR can be selected from the list. It is also possible to enter other values.

This field specifies the place of jurisdiction of the export agreement. Default values as defined in the external codetable ECDJUR can be selected from the list. It is also possible to enter other values.

This field specifies the place of jurisdiction of the delivery contract. Default values as defined in the external codetable ECDJUR can be selected from the list. It is also possible to enter other values.

The field holds the date of request for Financial Statements

This field specifies the total amount of the Financed Amount (Bankportion) converted into the currency of the requested export financing. The Bankportion Financed Amount is the delivery value plus / minus any advance or interim payments that are specified in the supply/ delivery contract concluded between the exporter and the importer.

For consolidation credits, this field can be used to specify the extent of the consolidation: - Principal and Interest - Only Interest or - Only Principal

If the flag is set, the original Due Dates from Repayment plan are taken. If the flag is empty, the cut-Off Date is used.

This field specifies the Cut-Off Date of a consolidation credit.

This field holds Percentage of Withholding Tax

Withholding Tax can be entered only if this flag is set

This field holds the external key of the owning entity to identify the logical owner of this entry.

This field is filled automatically during insert and is used as filter when accessing the database. Without special implementation only entries of the currently active entity are visible to the user.

This field holds calendar which is used for Grace Days calculation if discounting is entered

This field holds calendar which is used for Grace Days calculation if discounting is entered

This field holds calendar which is used for Grace Days calculation if discounting is entered

This field holds calendar which is used for Grace Days calculation if discounting is entered

This field holds calendar which is used for Grace Days calculation if discounting is entered

This field counts the total number of dossiers under the export financing contract. Maximum 99 dossiers can be handled under an export finance contract.

Initial version to support the differentiation of predefined bank products cross business sectors. This organizational solution is made up of three fields PRDCOD, PRDSUB and PRDVAR providing a bank product, a sub differentiation and individual variants if needed. Here the PRDCOD shall identify the business sector together with some key criteria like confirmed or unconfirmed LC in a cross business sectors unique identification.

Initial version to support the differentiation of predefined bank products cross business sectors. This organizational solution is made up of three fields PRDCOD, PRDSUB and PRDVAR providing a bank product, a sub differentiation and individual variants if needed. Here the PRDSUB shall identify the business sector specific bankside defined products adding some key sub criteria in a cross business sectors unique identification.

Initial version to support the differentiation of predefined bank products cross business sectors. This organizational solution is made up of three fields PRDCOD, PRDSUB and PRDVAR providing a bank product, a sub differentiation and individual variants if needed. Here the product variant is intended as possible extension to setup specific variants below the product and subproduct code.